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jinzleftbuttcheek
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posticon Globe Life Sucks the Big One


I went to get some life insurance on Goo Bear. I have some through work, but if something happens to be it would be gone. Well Globe Life turned her down just because of the autism. Now this kid is healthy as a horse. She is on NO MEDICATION. Her medical records will tell you aside from the ear infections, which were due to allergies and is now under control, she has no health problems at all. Now I have a friend whose kids are sick all the time, yet she has no trouble getting insurance for them. I just want to scream and beat up someone. emoticon emoticon emoticon

Last patched up by jinzleftbuttcheek, Jul/23/2007, 5:58 pm


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Friendship is precious, not only in the shade, but in the sunshine of life. ~Thomas Jefferson
Jul/23/2007, 5:57 pm Send PM to jinzleftbuttcheek Yahoo
 
1lost1
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Re: Globe Life Sucks the Big One


that's horrible emoticon

Isn't that discrimination of some sort? Can't something be done because I just don't see how they can get away with that. If I think of it I will ask Shawn if he knows of a company who will insure. I would think he should be familiar.

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Mayhem of Motherhood
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Jul/23/2007, 6:31 pm Send PM to 1lost1 Yahoo
 
jinzleftbuttcheek
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Re: Globe Life Sucks the Big One


No, they can decline for any stupid reason.

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Friendship is precious, not only in the shade, but in the sunshine of life. ~Thomas Jefferson
Jul/23/2007, 6:37 pm Send PM to jinzleftbuttcheek Yahoo
 
suzidfloosey
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Re: Globe Life Sucks the Big One


God how awful!! We don't have private insurance (there's a public system here that works ok) but for those who do have it there is what is called 'community rating' so all people pay the same regardless of age, health etc and no one can be refused cover community rating

How dreadful for you - can you try some other companies? I think contacting your local autism assoc might be the way to go to get some names?? sorry but I have to say this BASTARDS!!!

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Jul/24/2007, 4:05 am Send PM to suzidfloosey
 
jinzleftbuttcheek
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Re: Globe Life Sucks the Big One


Right now I'm talking to State Farm. They are willing to insure her, but at a higher rate.

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Friendship is precious, not only in the shade, but in the sunshine of life. ~Thomas Jefferson
Jul/24/2007, 6:31 am Send PM to jinzleftbuttcheek Yahoo
 
suzidfloosey
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Re: Globe Life Sucks the Big One


Good luck with that and hope you get some satisfactory outcome and soon.

Here's a couple of links I found (don't know your area tho'): emoticon


Insurance co - these are said to cover ASD

Some Comparisons
 

Last patched up by suzidfloosey, Jul/24/2007, 9:30 am


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Anyone who lives within their means suffers from a lack of imagination.
Oscar Wilde
Jul/24/2007, 9:20 am Send PM to suzidfloosey
 
1lost1
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Re: Globe Life Sucks the Big One


What is the reasoning behind denying her benefits? As you have stated she has a perfect bill of health. What about Autism makes insurance companies hinky about extending coverage? And why would there be a higher premium?

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Mayhem of Motherhood
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Jul/24/2007, 12:42 pm Send PM to 1lost1 Yahoo
 


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